Philippine International Entrepreneur Conference and Expo 2017 was held successfully last March 21-22, 2017 for the Conference and March 24-26, 2017 for the Expo.

Day 1.

Attended by aspiring and young entrepreneur who wants to scale up their knowledge how to start, set up and grow their business. Of Course the most important is the speaker because they are the one who will share wisdoms to us.

Started with Undersecretary Zenaida Maglaya of DTI, she discussed about the barrier and the growth of SME’s here in the Philippines and some of this are:

  1. Non- Financial Barriers- poor business environment and high cost, lack of access to market, low of productivity and efficiency.
  2. Financial Barriers – it is  the lack of  access to finance of the small and medium enterprises.

In order to reach and help by the government they launch the Negosyo Center all over the Philippines.

They have also the SME Roving Academy it is a learning program for the development SME’s to develop competitiveness and increase contribution in our GDP and total employment. Another program is Mentor Me it is a 12 week program to help the entrepreneur grow their business.

Another exciting topics is all about investing in the Stock  Market headed by Dir. Jose P. Aquino, Enforcement and Investor Protection. He gave information and ideas how you can start investing in stock market, giving tips where to invest and how to grow your money. He also elaborate how to identify the whether it is legit or scam. He suggested that before you invest you must be investigate the company or broker you want to invest your money. In case you have doubt it is better to keep your money.

There is also representative from TESDA lead by Elmer K. Talavera offering help from the government. They are offering free training to aspiring entrepreneurs to  enhance their skills and passion for their future ventures. They are also have Special Training for Employment, the Tesda Entrepreneur Program and the Tesda Coke Star Program.

Most of the successful person believe that “If you want to be a successful businessman, you must think like a businessman”.  Mr. Homer Nievera, the Founder of Nego Sentro give some tips the importance of socia media in our business business. Nowadays most of people use social media like Facebook, Twitter, Instagram, Pinterest and many more.. Bring your business to the online world not only make you more profit, but will also lessen your cost and save your time.

Another speaker that caught my attention was M. Reese Fernandez-Ruiz President and Founding Partner of Rags to Riches. Her journey in life, struggles, rejections and lack of funds are truly inspiring. Because of her dedication to help our local artisan she completely passed all of this. From rags made by local artisan to the world use by international celebrities. Rags to Riches totally help to change the life of an ordinary people. A community that giving inspiration to an ordinary person to strive more and becoming big.

Another interesting topic is discussed by Mr. Brian Quebengco of Jobstreet. He taught how to hire the best people that will help to accelerate the progress and growth of your company. Hiring wrong people not only costing you time but also can damage the growth and profit of your company. You must consider  some factors while hiring   people, make sure that they have the vision align to the companies mission and vision. Your employee is the best asset you have to improve the productivity and growth of your business.

Before finishing the first day of the seminar another respectable speaker from Singapore discussed Creating a Business Which Is Thriving Without You.

He share the 7 Tools and Techniques to Help Your Business Grow.

  1. Know where you stand- have at least 10 year pan and goal setting.
  2. Foster one organization, one value- everybody must have one culture, maintain the core values, focus on core values and contribute more rather than you take.
  3. Keep Cam and Work Together – everybody must foster teamwork to everyone, working on the same goals to achieve more results.
  4. Design process as easy as ABC – built the process and system easy for everybody.
  5. Delegate and Elevate – everybody must be focus to the common goal.
  6. Get what you want – know the result you want to achieve as company.
  7. Raise your hand for accountability- own the accountability regarding any issues and solution.

Day 2

Topics is more about on franchising, digital marketing, sales techniques, creating wealth, branding tactics and how to have an entrepreneurial mindset.

Day started about franchising delivered by Mr. Joselito Samson of Francorp ” Advantages of Having Franchise in the Growing Trend of SME’s. He stated about the advantages of having a franchise like leverage of a capital, expansion strategy, brand building activity, motivated management, and franchise revenue sources.

Another topics that gave me excitement is Business Fleek ( Power Dressing for Entrepreneurs) by Ms. Jewel Lobaton-Pimentel. She reiterated the significance of how we dress in attending business meetings, seminars and events. Why we need to power dress? We need to do this gain respect, confidence and last to win. Properly dressed is a beautiful way of politeness. You will never have a second chance to make a first impressions. Press how you wish to be dealt.

Mr. Marlo Berta also presents an interesting topics about sales techniques for future entrepreneurs. He shared The First Rule of closing which is ABC. A stand for Always B. Be C. stands for closing. And we also keep in mind that we need to sell with pride. Rules of Persuasion: Reciprocity – give always a favor. Scarcity what makes you credible. Consistency – being consistent for what it is.

Next is the most successful motivational speaker Mr. Chinkee Tan. He also shared the 3 Traits of Lucio Tan 1. Low Overhead. 2 Low Overhead 3. Low Overhead. You must always check you budget cut down unnecessary expenses, and negotiate cost of payment term.  Money that is not spend is a money earned.  I like the idea that he said:  “I’d rather a big fish in a small pond rather than a small fish in a big pond.” He also give advice to the entrepreneur that do not do all the job alone, outsourcing is the best choice to make job done.

Succeeding topics like Click Bait by Ms. Janet Toral, How to be your Own Boss by Mr. Moritz Gastl Managing Director of, The Art of Digital Advertising by Mr. Marc Laurenze Celis Manging Director of Brand Philosophy, The Entrepreneurial Mindset by Mr. Jorge Wieneke Founder of Tokyo Tempura and the last but not the least Leadership Innovation by Mr. Reyron Del Rosario was discussed in the afternoon.

From branding to digital advertising is very relevant factor to any business to this day. Bill Gates once said: “If your business is out of in the internet you are out of business. Advertising help you grow your business faster. Most of the people as of today use social media. You can leverage this platform to reach your potential clients without spending thousands to promote your products.






Ideally, everyone should have some form of financial planning in place. The earlier this particular exercise is launched, the better the chances are for the individual to be in a position where opportunities can be capitalized upon.

Where To Start

The following are some of the elements to explore in the quest to setting goals towards successful financial planning:

• Setting measurable financial goals is one exercise that should be done very early on for the individual. With this type of planning firmly in place target can be reached, as the individual stays focused on the goals. Also this helps the individual to actually design a plan that involves very detailed goals, in its very basic dollar commitments.

• There should also be some measurable financial goals which allow the individual to budget accordingly. Understanding the implications of the financial commitments, will definitely be a needed factor when considering investments as a whole. As each investment affects the other, every detail should be clearly outlined when the goal setting process is in the planning stage.

• Periodical valuation done on the financial status and investments of the individual should be a practice incorporated into any goal setting exercise. As several changes may have taken place after the previous valuation, it would be prudent for the individual to reconsider investments that have not performed as desired, thus allowing the individual to make the necessary adjustments deemed fit.

• Planning as early on in life as possible, will allow the individual to explore setting various goals, which would eventually help to bring the investments to maturity at the convenient time of perhaps, retirement. When options are explored in a realistic mindset, the goal setting exercise, will ensure the individual will be able to better cope with possible deviations of any kind.

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Taking the time and effort to sit down and concentrate on creating a budget usually sounds like the most demanding and unexciting thing. No matter how it is argued creating and sticking to a budget will eventually help keep an individual financially healthy. It is important to note that the more accurate information is forthcoming the better and more realistic the budget planning exercise will be.

How To Make It

Withholding information or presenting distorted and incorrect information will not benefit in any way and will only end up frustrating all parties when the said budget does not work.

The following are some tips on how to go about creating a budget:

Compiling all financial statements available for close scrutiny. This should include bank statements, investment accounts, utility bills and any information of sources of income and expenses.

The idea behind this exercise is to be able to create an average monthly spread sheet so the more detailed the information the better.

Keeping an up-to-date version of all sources of income is the next step to be taken. This may vary for those in the self employment sector or for those in business. However for all types of income taking into account the monthly total income amount is what is needed.

Next there should be a very detailed list of monthly expenses created. Every detail should be included no matter how small or seemingly insignificant it maybe.

The item included should be the likes of mortgage payments, car payments, auto insurance payments, groceries, utilities,entertainment, dry cleaning and laundry expenses, auto insurance, retirement, college allocations, saving and essentially anything and everything that the individual spends on.

Total both the income and expenses based on monthly calculations and then make the adjustments where necessary, especially if the expenses are more than the income. Make cut back or cut out wherever possible.


If you are like many other Filipinos, you probably do not associate a credit card with saving money. More than likely what comes to mind is spending money, interest rates, fees, and maybe even debt. It may be hard to wrap your head around the fact that it is possible to save money while spending money. A credit card can do just that when used responsibly. If you can use a credit card responsibly, applying for a credit card in the Philippines may be one of the best decisions you could make, and could save you a lot of money in these five ways.


  1. Rewards Points

One of the biggest ways a credit card can save you money is in the form of rewards points. If you’re already spending money, you may as well be rewarded for it. Most credit card companies offer rewards cards to help you make the most of your spending, and entice you to use their card. For instance, there are many BPI credit cards that will reward you simply for charging purchases to your BPI credit card. Depending on the card you’ll get, you can redeem your points for things such as store gift cards, travel tickets, travel accommodations, merchandise, and more.

  1. Cash Back

Who wouldn’t want to earn cash back for their purchases?  Luckily, there are many credit cards on the market that offer outstanding cash back rewards programs. Cards such as the EastWest Bank EveryDay MasterCard will provide you with 5% cash back on essential spending such as supermarket, gas, and drugstore purchases. The more you spend, the more you earn, and the more you save in the long-run.

  1. Exclusive Promotions and Discounts


In addition to earning rewards points and cash back, many credit cards in the Philippines will provide you with opportunities to take advantage of exclusive promotions and discounts. For instance, the BDO Visa Gold Credit Card will provide you with exclusive deals at partner restaurants and establishments that are not available to the general public. Other credit cards, like the BPI Ayala Malls Amore Card will give you major discounts at Ayala Mall retailers all year long.  There are application requirements you must meet to be approved for the BDO Visa Gold Card though. For instance, you must be between the ages of 21 and 70, and you must make ₱420,000 annual income.

  1. 0% Interest on Installments

A credit card could also help you get 0% financing on installments, which can save you big money in interest charges. A 0% installment plan, such as the one offered among various BPI credit cards, is essentially a repayment plan that allows you to pay your credit card debt at selected merchants by installments at zero interest. If you are interested in a 0% installment repayment program, make sure to verify there are no additional fees associated with it. Also, make sure that the 0% interest applies to the purchase you want to make, and pay special attention to any late payment rules. There is huge potential to save money with a 0% installment repayment plan, you just need to make sure you understand all the details pertaining to the credit card you’ll use for the purchase.

  1. Increase Your Credit Score

Getting a credit card and paying all your credit card bills on time will prove to lenders that you are a responsible borrower, which will have a positive effect on your credit score. Raising your credit score will help you get better interest rates on future loans, which will save you big money in the long-run.



Credit Cards Can Save You Big Money in The Long-Run

Before reading this article, you may not have been able to draw a correlation between credit cards and saving money. We have provided you with five of the many ways using a credit card can actually help you save money long-term. Responsible credit card use can help you: build rewards, earn cash back, get access to exclusive discounts, get 0% interest on installments, and improve your credit score. Before you apply for a credit card in the Philippines, it is essential to do some research to find the credit card that is perfect for your lifestyle. Responsible credit card usage starts with finding a credit card that suits your unique financial situation. Start getting rewarded for your spending, and consider filling out a credit card application today.


This article was contributed with iMoney Philippines.