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There are generally 4 types of people in the world:

(1) No time, and no money.

Most employees fall into the category. You can’t go shopping on a Tuesday afternoon or fire your boss whenever you like. Most employees can’t even save money in their pension to last 3 years!

(2) No time, lots of money.

Self-employed, professionals and small business owners are in this category.
They are slightly better off than the employee because they earn more, but they have to work even harder than employees to keep up with the diminishing profit margins, competition and servicing their customers.

(3) Got time, no money.

A lot of farmers, villagers, college dropouts or bums have lots of time but no money. Maybe ignorance is bliss, but without a stable source of income, how long can you last many days forward?

(4) Got time, and lots of money.

It is the category that big business owners, landlords, investors are in. Imagine, not having to work for money, but having money to work for you by investing them and earning profits by using your money to make money.

Short Quiz, write your answer in the comments below.

1. Which one of the four categories are you currently in?
2. Which one category do you desire to be in tomorrow?

Opportunity for Everyone

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What is Money?

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You see, there are many ideas of what people think money is.

Some say it is a form of measurement.
Yes, but a measurement of what? Wealth? In the olden days, people measured wealth by how many cows, sheep and horses they had. But do people measure wealth today by your cows and horses? How about slaves? Was there a time where manpower is considered a hot commodity? Are slaves worth anything today? Are your dollar bills
sitting in the bank going to protect you if a recession strikes the country? No, wealth can not be measured by the dollar bill.

Some say it is a form of power.
Yes, money can give you power, but if you are stuck on a desert island forever with a
trillion dollars, will that money mean squat to you? If someone offered you water and a
helicopter to fly out of there, you would trade all your money in a split second, so money
is not an accurate measurement of power – it heavily depends on how and wisely you
use it (hint!).

Many believe it is the root of all evil… and several others take on this belief
without much questioning.

Now, now, now… money is NOT the root of all evil (otherwise, why do you think churches still accept monetary donation and charity?). The love of money is the root of all evil. Remember, money is an excellent servant but a terrible master. If you are trading your life away for the dollar, money then has power over your time and life.
And unless you have proper financial intelligence, the lack of money can spawn a lot of evil thinking and negative mindset as observed in primarily cheats, thieves, criminals, breakups, freeloaders, cheapskates, and more to name.

But what is money, really?

Money is an idea, backed by confidence.

While money has naturally been developed by merchants in the older days to replace the questionable barter system, money today is literally invented by the rich and wealthy. Entrepreneurs are willing to part with their money to buy other people’s time. Other people’s time i.e. employees and self-employed people becomes their employer’s asset and the employers this priceless resource to go on to create more wealth for themselves.
And here’s the thing: as long as you work for money, you are enslaved by it! 80% – 90% of the populations today are being enslaved involuntarily.

What we don’t realize is that there is a part of our soul that cannot be bought at whatever price. Would you chop off your little finger if your boss offered you 24 months of your salary immediately? You and I know we are worth more than that. But when you hear of cases of people selling their body parts for cash in some countries, we can have our eyeballs pop out of our eye sockets.
On the other hand, we occasionally DO sell out a part of ourselves for money like a donkey and a carrot.

Awareness Before Change

Now don’t get me wrong: I’m not banging on working at a job (I worked at one before I became an Internet Entrepreneur). But let’s face it: our needs today are growing more than ever before in any period of history. Prices go up, salaries don’t. There are more baby boomers than ever and have very little pension to show for their decades of years of work efforts.

And there is no guessing to how many people really, really hate the unhealthy, hectic lifestyle of getting up early, coping with stress for most parts of the day, join traffic jams, spend more money and time in traveling, enjoy very little rest, and repeat the viscous cycle.

Definitely doesn’t paint a nice financial and lifestyle picture, huh? The first step to change is to be aware of the problem. Awareness before change (or ABC for short) is necessary if you are to make any changes in life to start taking control of your financial life and then get out of the rat race.
We need the awareness to know what state we are in so we know where we are going.

 

Opportunity for Everyone

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A wedding of an acquiantance is going to be held some time soon. You are now thinking of what gift you should give the newly wed. But do you know that there are gift giving wedding etiquette? Yes, there is such a thing. If you are contemplating on giving cash as a gift, read on first the gift giving cash wedding etiquette before you do such a move.

Gift Giving Cash Wedding Etiquette Fact 1:

If a guest who receive an invitation can’t make it to the wedding, they are not obligated to send gifts and much more cash gifts. Wedding etiquette dictates, however, that those who are unable to attend should send a congratulatory card for the groom or for both couples or a simple best wishes note to the bride.

Gift Giving Cash Wedding Etiquette Fact 2:

Cash gifts or any gift items may be sent to the bride or groom’s home before the wedding or to the couple’s new home one year afterwards. This is a way of guests to lessen the burden to the newlyweds, such as how would they transport heavy gift items. Couple need not worry about renting a truct to transport the gifts to their new home. Also, your cash gift will be a great help to couples within their first year of marriage who are still in the stage of raising their own savings.

Gift Giving Cash Wedding Etiquette Fact 3:

Giving cash gifts are not a violation of wedding etiquette. Couples need cash as a start up money for them. They need to rent a new apartment, bigger than their bachelor pad, if any of them has one, buy toiletries and groceries for the two of them, buy appliances and furniture that the two of them needs. These are just few among the many expenses that a couple would face in the first few months of their marriage which is why gift giving cash is a good idea to do and does not violate any wedding etiquette.

Gift Giving Cash Wedding Etiquette Fact 4:

So how much should you give if you decide to give the couple cash as a gift?

It is a horrible idea that the amount or price of one’s wedding gift should equate to what the couples had spent on your dinner at the wedding reception. It is untrue. You can give as much as you want and as less as you want, if your budget is really tight. But in gift giving cash wedding etiquette, a guest’s transportation does not count as a cash gift to the couple.

Gift Giving Cash Wedding Etiquette Fact 5:

Also, don’t stop yourself from giving cash gifts if the couple has listed their preferred wedding gifts in registry. Buying gifts from the wedding registry list are optional; you can either give the couple the gift of their choice or don’t.

So, the gift giving cash wedding etiquette fact # 5 is that you can give cash gifts eventhough the couples have a wedding registry.

Here are gift giving cash wedding etiquette for couples:

Wedding registries are gaining popularity these days. But there are limitations on how much the bride and groom may direct gift giving. Gift giving cash is a wedding etiquette violation. You should not tell your guests that you prefer cash than gift items or request donations in cash to pay up a mortgage or ask them to give you cash to fund your honeymoon or that gift giving cash is preferred because you will send the money to charity.

Whether you like it or don’t asking for gift giving in cash will make you look greedy, even if you claim that the money will go to charity. Also, your guests will fell less generous.

Gift giving of cash is an option to guests. They may opt to give cash as a wedding gift but wedding etiquette tells that you should not, ever, ask them for gift giving of cash. You may use the cash gifts in anyway you want.

If the bride and groom receive cash from guests, accept it and say your thanks, write them a thank you note the way you would do after opening a gift item.

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The constant traveler, who tours different countries across different time zones are faced with a lot of stressors which may contribute to the degradation of he optimal health status. An undetected and unsuspected lenience on traveling across time zones may also lead to affected psychosocial behavior because of the new places and environmental stimuli that are bombarded on the different senses of the body. Staying healthy while traveling is a key factor wherein the traveler should maintain a high state of wellness to prevent complications towards illnesses
after his trip.

Jetlag Blues

The most common effect of constant traveling across different time zones is the jetlag. It is defined as the feeling of an individual of having similar symptoms such as fatigue, insomnia, and general irritability caused by a tired mind. The new environment and the new culture, as well as the new body clock system may distort the normal time for rest of an individual. This would cause consistent stress on the body functions, resulting to an inefficient output of energy by the different organs which are dependent on day and night settings.

A jetlag is commonly experienced a few days at max by a traveler until such time that internal homeostasis is achieved by manually calibrating sleep and dietary patterns with the new place.

Dehydration Is One Of The Main Culprit

Another reason which causes discomfort on a traveler such as headaches and nausea are caused by dehydration
during the flight. Even if the traveler has not done any strenuous work inside an aircraft, the mere duration of the flight is enough to deprive the human body of enough water and fluids to maintain efficient hydration. Furthermore, the different pressure changes happening to the internal cabin also affect the body functions and metabolic speeds, and therefore the consumption of fluids inside the body.

It is advisable to drink constantly throughout the flight with clear water to keep the body hydrated and supplied. As dehydration sets in, the flow of blood is slowed down. This blood is essential to carry oxygen to the different parts of the body, especially to the brain. A lack of oxygen supply would result therefore in a more irritable personality, and also a sleepy feeling due to the lack of oxygen and increase of carbon dioxide instead. Sleep, Sleep, and Sleep.

One of the most effective ways to combat the effects of traveling such as jetlag and disorientation is to sleep well before the flight, during the flight, and after the flight. It is also advisable to prioritize this sleeping habit and start with the work itinerary on the succeeding day. In this manner, the traveler is not subjected to stressors that may add up to the adjustment period and disorientation of the self due to the new environment. Many would say that too much sleep may not serve the individual good. However, the more sleep and fuller rest of the person, the better chances that he would be able to think and function with efficiency as soon as he is ready to work or perform the itinerary for the day.

Staying healthy while traveling is a daunting task to look after and maintain as there is almost no guarantee that jetlag would not occur to some minor extent at least. Nevertheless, prevention and heightening of its measure to inhibit its manifestation on travelers is vital for health reasons.

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