Tip #106: Look for independent insurance for products online.
If you purchase an expensive cell phone or television, look for independent insurance online. This can frequently be obtained at a much lower price.
Tip #107: Use a clothesline, rather than your dryer.
It might seem embarrassing at first, but consider using a clothesline, rather than a dryer. You could save a great deal of electricity.
Tip #108: Turn off the lights when you’re not using a room.
If you’re not using a room, shut off the lights. Don’t pay for electricity if you aren’t using it.
Tip #109: Clean off your refrigerator coils.
Cleaning off your refrigerator coils on a regular basis can significantly reduce the cost of refrigeration by improving its efficiency.
Tip #110: Use a bank that offers online banking services.
Being able to access your records online can make an important difference when it comes to saving and spending decisions, so use a bank that offers online records.
Tip #111: Pay your bills online.
Companies are often willing to reduce your bill if you pay online. Doing this for 3- 5 companies can cut your bills back by 500 pesos or more per month.
Tip #112: Enroll in automatic bill pay.
Similar to tip 111, companies also are often willing to pay more if you enroll in automatic bill pay.
Tip #113: Purchase a coupon book for entertainment.
A coupon book is a book that contains hundreds of coupons for different products and events in your area. Consider paying the nominal fee of 400 pesos or 800 pesos to purchase one of these books.
Tip #114: Sign up for entertainment coupon sites.
Local coupon sites often offer region-specific coupons on a daily or weekly basis. Enroll in these sites to save on your entertainment and dining costs.
Tip #115: Join a less expensive gym.
Gyms vary greatly in price. Some are a mere 1000 pesos per month. Others cost well over 4000 pesos. Quit your current gym and switch to a cheaper one that offers the amenities you need.
Tip #116: Search out coupons for restaurants.
Many sites, including restaurant.com, offer large dining coupons. By joining and taking advantage of these sites, you can eat for a fraction of the normal price. That is for as little as 100 pesos, you can get a 400 peso meal.
Tip #117: Give up your gym membership and jog instead.
Instead of going to an expensive gym, give up your membership and get on a regular jogging routine.
Tip #118: Go to matinee showings of movies to save money.
Matinee showings of movies are frequently ½ to 2/3 the price of night showings. Consider switching your movie viewing times to save money.
Tip #119: Buy plane tickets far in advance.
In general, the further you purchase plane tickets in advance, the cheaper they will be. So don’t wait until the last moment.
Tip #120: Don’t accept quoted hotel prices. Instead, try to bargain.
Hotels are often willing to bargain if you’re willing to ask. So don’t stay silent unless you want to pay extra.
Tip #121: Bring snacks for flights.
Instead of paying $5, $10, $20, or more for snacks on flights, bring your own
snacks and save some money.
Tip #122: When traveling, consider staying in a hostel.
Whenever you travel, consider staying in a hostel, rather than a hostel. You can
save as much as $80 per night if you’re willing to stay in a communal room and
share a bathroom.
Tip #123: Buy hygiene products in bulk online.
Buy hygiene products, such as toothpaste and mouthwash, online in bulk. This can save you a lot of money in the long run.
Tip #124: Buy makeup online and in bulk.
Similar to tip 123, save money by purchasing your makeup online in bulk.
Tip #125: Avoid trends and fads.
Trends and fads in fashion and otherwise can be costly. Avoid them and instead
focus on your long-term happiness.
Tip #126: Get dental work done by dental students.
Dental schools are often willing to perform dental work for cheap or at a discounted rate. Consider getting work done there, rather than at a dentist.
Tip #127: Get medical work done at a nearby university.
Getting medical work done at a university, rather than a doctor, is often a good and low-cost alternative.
Tip #128: Purchase coupons on eBay.
Many people resell coupons they have received on eBay. If you’re planning to shop at these stores, anyway, you might as well purchase the coupons or gift cards to save money.
Tip #129: Housesit for extra cash.
One possible way to earn extra cash is to housesit. This simply entails finding someone who needs a house-sitter—and then to stay at their residence for a week or month while they are away on vacation.
Tip #130: Offer to babysit for neighbors and family members.
If you want to make money, one good way is to babysit for neighbors or for family