You’ve invested your money in different kinds of businesses but all of them failed. You are continuously in thoughts of income that could replace your current job, so that you can stay and be with your family all the time, because you’re tired of working away without them.

And you are dreaming of that moment wherein you don’t have pack your bags and kiss your family goodbye see you in 6 months, or 9 months or 1 year or even 2 years some even went for as long as 5 years.

Toughen yourself my friend!
Because this might be something you have been looking for a long time.
You might have a family or a friend who are already engaged on it,
but since you thought that it is not for you,  you didn’t find it attractive enough to learn and study it.

Waiting for the right moment???

Your retirement???

Now is the right time!

Wait! I think somebody’s knocking at your door..

Knock!! knock!!!

Who’s there??


Agriculture who?

Or instead


WHY Agriculture ???

 More people like to eat chicken Joy!

How many of you like Jollibee? What is your favorite budget meal? How many Jollibee franchise are there in the Philippines?

Philippine population is now 102.2 million as per www.investphilippines

How many of this will have to order:

  • Chicken joy (Poultry farming)
  • Extra rice(Rice farming)
  • Spaghetti (wheat Farming) Primarily imported
  • Yumburger (Cattle Farming)

and lots of gravy to be put on the rice?

Guilty? Don’t worry because I’m doing it too

Not only this but other agricultural products that are needed to provide supplies to your different favorite food chains and carinderias. Like

  • Garlic
  • Onions
  • Oils
  • Barbecue sticks

We love to eat don’t we?
That is why franchises of food cart businesses are so popular, you can locate them almost anywhere.

  • Kwek-kwek(quail farming)
  • Siomai (chicken or hog raising)
  • Buko Juice ( Coconut farming)

These are just some of my favorites, I know you also enjoy more varieties and just imagine how our growing population will have to spend eating on their favorite foods as well.

Before You invest You have to

  1. Get the right information
  2. Be familiar how the operation works
  3. Know the potential income of the Agribiz you chose

These factors are important before you can start investing and put your money in agriculture.
But don’t limit yourself because if there is a will there is a way right?!
You could always find someone who can manage the farm for you.

Or you could learn them on your own.

If your time will not allow you to attend seminars and training,  you can register and check this Department of agriculture E-extension learning program.

 Agricultural Apartment!

We have a big land dedicated for agricultural purposes, but many of those are either  converted in industrial or residential like subdivisions scattered all over the country.

And since lesser and lesser lands are useful for farming
and for other agricultural purposes, the produced output is also affected.

Buying agricultural lands is a great investment that would sure can last a lifetime
and make sure that every room like an apartment has tenants, crop that you will occupy your land.  

Your Tenants


  • Rice
  • Cassava
  • Kamote



  • Tilapia
  • Catfish (HITO)
  • Milkfish (Bangus)

Prices will rise if we could not meet the needs to feed our own country, import goods will surely increase,  just to make sure your family will have food in the table.

You can make an income out of investing in agricultural lands and make it as an agricultural apartment, from the products you will produce.

But if you don’t prefer farming

You could rent them out for out to people who lacks capital to buy their own land. Monthly rate or negotiate to an agreement to let them use your land and take a certain percentage of what they make in every harvest time.

There are numerous of farms that are available for lease. You could use the internet to promote yours, or just look for farmers around your area who are looking to increase the land they are farming without buying on their own.


Like a successful farmer who invested his money in agriculture out of planting bitter melon, from Sto. Tomas Batangas, ‘ka Sano’ Feliciano Linatoc who believes that you

don’t have to own your own farm in order to become a succesfull farmer. The Manila Bulletin: Plain Agri Talk By ZAC B. SARIAN.

And because of the growing population, not only here but all over the globe, big corporations are increasing and investing their money on agricultural assets to provide for the growing population. They are acquiring huge lands to prepare for what is coming.

From energy needs, making Bio fuels, sources like:

  • Palm Trees
  • Sugarcane


To thousands of hectares of corn production.

So if you want a piece of the pie, invest your money in agricultural lands now!

Apart from making money, you could also contribute in making our food security in the future stable.

Sounds cool!

What do you think?!


Health is wealth

Photo Credit:

You are what you eat! And knowing what you put in your mouth, will make you feel healthier
isn’t it?
With the booming population and increasing health diseases, the trend towards healthier lifestyle continues to grow, the interest in organic farming in the Philippines is fast increasing!

That is why more and more farmers are now enjoying the transition they made from conventional farming to the much more natural and healthier way of farming “organic from 8,980 in 2011  43,470 in 2015

Photo Credit:RobertoVerzo

Organic Farming is profitable because of the high selling price from the small supply and high in demand relation.


Try to visit one of your favorite supermarkets, go to organics section and you will be shocked by how much price difference there is in an ordinary produced products than organic. Varieties from sausages,rice, vegetables and more.
Maybe you would ask are there people buying this? Yes!

So if you want to pursue agriculture why not consider to invest your money in organic farming!

Climate Change has its price

Everything is connected, with population growing bigger, farmers have to feed more, lands that used to be farms,
are already your house address.


Infographic from


In this data provided by farming observed how these essential foods becomes more and more vital to produce as we get closer to year 2030.

For most of us who eat rice three times a day, look at the picture above,  14 years from now

  • 89% price increase of that hot steamed Rice, I hope MangInasal could still offer their unlimited rice at this time.

And one of a major ingredient in making good food for your pigs.

  • Maize (Mais)  corn also one of the primary raw materials for hog production shoot up to 90%.

These are the effects of climate change, and every small contribution we could do is a big factor in helping Captain Planet!

It is very alarming, and also an indication that you have to start and plan your dream farm.

Not only you would generate income if you start now, it would position yourself
in providing the food security of our country and  put food the table for your love ones.

This is not an investment tutorial, rather an insight of what is really happening. And what you can do to help and at the same time put power on your wallet.

“There is money in Agriculture” hurry and invest your money now!

And if there’s money there is risk, so you must prepare yourself and study it carefully.
You will also be one of the heroes that will provide food for every Filipinos and globally, to the products you will produce.

 Are You Ready?

  • They like to eat more chicken joy.
    Plan what agricultural products you can produce and start supplying your favorite fast food chains or your nearby Carinderias.
  • Invest in agricultural land, your agricultural apartment.
    Save these lands and start nurturing it back to its real purpose.
  • Organic farming is  profitable
    Because health is wealth.
  • Climate change has its price
    You have to innovate and adapt.

Now Open Your Door and Let Agriculture In

She went directly to the table put down her empty basket!
Pulled out her calculator and told you, this is what we earn for this season!

We fed all of those who need good food and in return we make money out of it.

Agriculture is full of life, and we need it to survive.
Agriculture can be a way to be with your family and provide for their needs.

And contribute to our food demand in the years to come.

I am thinking this Hashtag for quite sometime inspired by the Running American President Donald Trump,
and I goggled it to see if there are anybody who’s already using it, guess who I have found?

The Late and also run for the Philippine Presidency.One of the Bravest and intelligent Senator.

“Mirriam Defensor Santiago” it as her speech on one of her campaign and so I would leave you with this




Philippine International Entrepreneur Conference and Expo 2017 was held successfully last March 21-22, 2017 for the Conference and March 24-26, 2017 for the Expo.

Day 1.

Attended by aspiring and young entrepreneur who wants to scale up their knowledge how to start, set up and grow their business. Of Course the most important is the speaker because they are the one who will share wisdoms to us.

Started with Undersecretary Zenaida Maglaya of DTI, she discussed about the barrier and the growth of SME’s here in the Philippines and some of this are:

  1. Non- Financial Barriers- poor business environment and high cost, lack of access to market, low of productivity and efficiency.
  2. Financial Barriers – it is  the lack of  access to finance of the small and medium enterprises.

In order to reach and help by the government they launch the Negosyo Center all over the Philippines.

They have also the SME Roving Academy it is a learning program for the development SME’s to develop competitiveness and increase contribution in our GDP and total employment. Another program is Mentor Me it is a 12 week program to help the entrepreneur grow their business.

Another exciting topics is all about investing in the Stock  Market headed by Dir. Jose P. Aquino, Enforcement and Investor Protection. He gave information and ideas how you can start investing in stock market, giving tips where to invest and how to grow your money. He also elaborate how to identify the whether it is legit or scam. He suggested that before you invest you must be investigate the company or broker you want to invest your money. In case you have doubt it is better to keep your money.

There is also representative from TESDA lead by Elmer K. Talavera offering help from the government. They are offering free training to aspiring entrepreneurs to  enhance their skills and passion for their future ventures. They are also have Special Training for Employment, the Tesda Entrepreneur Program and the Tesda Coke Star Program.

Most of the successful person believe that “If you want to be a successful businessman, you must think like a businessman”.  Mr. Homer Nievera, the Founder of Nego Sentro give some tips the importance of socia media in our business business. Nowadays most of people use social media like Facebook, Twitter, Instagram, Pinterest and many more.. Bring your business to the online world not only make you more profit, but will also lessen your cost and save your time.

Another speaker that caught my attention was M. Reese Fernandez-Ruiz President and Founding Partner of Rags to Riches. Her journey in life, struggles, rejections and lack of funds are truly inspiring. Because of her dedication to help our local artisan she completely passed all of this. From rags made by local artisan to the world use by international celebrities. Rags to Riches totally help to change the life of an ordinary people. A community that giving inspiration to an ordinary person to strive more and becoming big.

Another interesting topic is discussed by Mr. Brian Quebengco of Jobstreet. He taught how to hire the best people that will help to accelerate the progress and growth of your company. Hiring wrong people not only costing you time but also can damage the growth and profit of your company. You must consider  some factors while hiring   people, make sure that they have the vision align to the companies mission and vision. Your employee is the best asset you have to improve the productivity and growth of your business.

Before finishing the first day of the seminar another respectable speaker from Singapore discussed Creating a Business Which Is Thriving Without You.

He share the 7 Tools and Techniques to Help Your Business Grow.

  1. Know where you stand- have at least 10 year pan and goal setting.
  2. Foster one organization, one value- everybody must have one culture, maintain the core values, focus on core values and contribute more rather than you take.
  3. Keep Cam and Work Together – everybody must foster teamwork to everyone, working on the same goals to achieve more results.
  4. Design process as easy as ABC – built the process and system easy for everybody.
  5. Delegate and Elevate – everybody must be focus to the common goal.
  6. Get what you want – know the result you want to achieve as company.
  7. Raise your hand for accountability- own the accountability regarding any issues and solution.

Day 2

Topics is more about on franchising, digital marketing, sales techniques, creating wealth, branding tactics and how to have an entrepreneurial mindset.

Day started about franchising delivered by Mr. Joselito Samson of Francorp ” Advantages of Having Franchise in the Growing Trend of SME’s. He stated about the advantages of having a franchise like leverage of a capital, expansion strategy, brand building activity, motivated management, and franchise revenue sources.

Another topics that gave me excitement is Business Fleek ( Power Dressing for Entrepreneurs) by Ms. Jewel Lobaton-Pimentel. She reiterated the significance of how we dress in attending business meetings, seminars and events. Why we need to power dress? We need to do this gain respect, confidence and last to win. Properly dressed is a beautiful way of politeness. You will never have a second chance to make a first impressions. Press how you wish to be dealt.

Mr. Marlo Berta also presents an interesting topics about sales techniques for future entrepreneurs. He shared The First Rule of closing which is ABC. A stand for Always B. Be C. stands for closing. And we also keep in mind that we need to sell with pride. Rules of Persuasion: Reciprocity – give always a favor. Scarcity what makes you credible. Consistency – being consistent for what it is.

Next is the most successful motivational speaker Mr. Chinkee Tan. He also shared the 3 Traits of Lucio Tan 1. Low Overhead. 2 Low Overhead 3. Low Overhead. You must always check you budget cut down unnecessary expenses, and negotiate cost of payment term.  Money that is not spend is a money earned.  I like the idea that he said:  “I’d rather a big fish in a small pond rather than a small fish in a big pond.” He also give advice to the entrepreneur that do not do all the job alone, outsourcing is the best choice to make job done.

Succeeding topics like Click Bait by Ms. Janet Toral, How to be your Own Boss by Mr. Moritz Gastl Managing Director of, The Art of Digital Advertising by Mr. Marc Laurenze Celis Manging Director of Brand Philosophy, The Entrepreneurial Mindset by Mr. Jorge Wieneke Founder of Tokyo Tempura and the last but not the least Leadership Innovation by Mr. Reyron Del Rosario was discussed in the afternoon.

From branding to digital advertising is very relevant factor to any business to this day. Bill Gates once said: “If your business is out of in the internet you are out of business. Advertising help you grow your business faster. Most of the people as of today use social media. You can leverage this platform to reach your potential clients without spending thousands to promote your products.






Ideally, everyone should have some form of financial planning in place. The earlier this particular exercise is launched, the better the chances are for the individual to be in a position where opportunities can be capitalized upon.

Where To Start

The following are some of the elements to explore in the quest to setting goals towards successful financial planning:

• Setting measurable financial goals is one exercise that should be done very early on for the individual. With this type of planning firmly in place target can be reached, as the individual stays focused on the goals. Also this helps the individual to actually design a plan that involves very detailed goals, in its very basic dollar commitments.

• There should also be some measurable financial goals which allow the individual to budget accordingly. Understanding the implications of the financial commitments, will definitely be a needed factor when considering investments as a whole. As each investment affects the other, every detail should be clearly outlined when the goal setting process is in the planning stage.

• Periodical valuation done on the financial status and investments of the individual should be a practice incorporated into any goal setting exercise. As several changes may have taken place after the previous valuation, it would be prudent for the individual to reconsider investments that have not performed as desired, thus allowing the individual to make the necessary adjustments deemed fit.

• Planning as early on in life as possible, will allow the individual to explore setting various goals, which would eventually help to bring the investments to maturity at the convenient time of perhaps, retirement. When options are explored in a realistic mindset, the goal setting exercise, will ensure the individual will be able to better cope with possible deviations of any kind.

Considering to attend financial literacy seminar for Free? Check out my Financial Literacy Seminar where we Help People Everyday.

P.S: If you want to start investing in Stock Market right now, check my best selling book “HOW TO INVEST IN STOCK MARKET”. ( On Sale 50% off)

Was that helpful? Drop me a comment below if you got value. Feel free to share this with your teammates.

Taking the time and effort to sit down and concentrate on creating a budget usually sounds like the most demanding and unexciting thing. No matter how it is argued creating and sticking to a budget will eventually help keep an individual financially healthy. It is important to note that the more accurate information is forthcoming the better and more realistic the budget planning exercise will be.

How To Make It

Withholding information or presenting distorted and incorrect information will not benefit in any way and will only end up frustrating all parties when the said budget does not work.

The following are some tips on how to go about creating a budget:

Compiling all financial statements available for close scrutiny. This should include bank statements, investment accounts, utility bills and any information of sources of income and expenses.

The idea behind this exercise is to be able to create an average monthly spread sheet so the more detailed the information the better.

Keeping an up-to-date version of all sources of income is the next step to be taken. This may vary for those in the self employment sector or for those in business. However for all types of income taking into account the monthly total income amount is what is needed.

Next there should be a very detailed list of monthly expenses created. Every detail should be included no matter how small or seemingly insignificant it maybe.

The item included should be the likes of mortgage payments, car payments, auto insurance payments, groceries, utilities,entertainment, dry cleaning and laundry expenses, auto insurance, retirement, college allocations, saving and essentially anything and everything that the individual spends on.

Total both the income and expenses based on monthly calculations and then make the adjustments where necessary, especially if the expenses are more than the income. Make cut back or cut out wherever possible.